Mastercard International Assigned Patent

Mastercard International, Inc., Purchase, NY, has been assigned a patent (10,615,980) developed by Kamal, Ashfaq, White Plains, NY, and Bhatt, Sumeet, Jericho, NY, for “methods and systems for securely storing sensitive data on smart cards.“

The abstract of the patent published by the U.S. Patent and Trademark Office states: ”Methods and systems for permitting sensitive cardholder data to be securely stored in a regular storage element of a smart transaction card. In an embodiment, a transaction card processor of the smart transaction card installs a security application compatible with the operating system of the smart transaction card and that includes a white box cardlet. The transaction card processor uses a code protection process of the white box cardlet to obfuscate biometric reference template data stored in the regular memory of a biometric sensor, next stores the obfuscated biometric reference template data in the regular memory, and then re-obfuscates the biometric reference template data at a predetermined time interval.”

The patent application was filed on February 2, 2017 (15/422,611).